Prepare For Retirement

Whether you're just beginning to save for the future or you're transitioning into retirement, Cline Financial can help you set and reach your retirement goals. We're different than other investment firms because we give you a wide choice of custodial firms and help you select the one that's right for you. 

Cline Financial will design your customized retirement plan. We offer guidance on:

  • Traditional IRAs: Your contributions may be deductible on your tax return, allowing any earnings to potentially grow tax-deferred until you withdraw them in retirement. Most retirees are in a lower tax bracket than they were during their working years, so the money withdrawn during retirement is taxed at a lower rate.  
  • Roth IRAs: Your contributions into a Roth IRA are made with money you've already paid taxes on, which means your money can potentially grow and be withdrawn tax-free in retirement.
  • Rollover IRAs: These IRAs allow you to roll money from a qualified retirement plan, such as an employee-sponsored plan from a prior job.

We can also help you make decisions about how to investment in the following employee-sponsored plans:

  • Simplified Employee Pension Plans
  • 401(k) Plans
  • 403(b) Plans
  • 457 Plans